Financial ServicesLarge capRs 30,497 crRs 104.8 cr traded a day
Close on 2026-08-21
1,170.30
−0.44%
52-week range99% of the way up
750.751,175.50
Market cap
30,497 cr
P/E (TTM)
13.2×
industry 17×
EPS (TTM)
88.84
Revenue YoY
+9.0%
Q1 FY27
Profit YoY
+4.5%
Net margin
24.6%
-1.1pt vs a year ago
Growth trend
+1.1pt
vs last quarter’s YoY
1 month
+9.7%
Below 52w high
0.4%
RSI (14)
73
overbought
Daily swing
2.9%
average true range
Volume
0.5×
vs 20-day average
Traded
Rs 105 cr
median day
Close200-day averageMaterial filing
260 sessions · hover for the filing behind a move
1 week
+1.72%
1 month
+9.70%
3 months
+7.11%
6 months
+38.06%
1 year
+49.00%
The read
written from the numbers on this page
The evidence leans constructive9 supporting, 2 against, 1 worth knowing
Supporting
trading 22% above its 200-day average
sitting at 99% of its 52-week range, with little overhead supply from trapped buyers
up 49% over twelve months
matches closing in on a 52-week high, which has beaten the market by +0.51 points over 20 sessions across 27,282 past signals
2 of the scans it matches have a positive measured record
5 independent kinds of evidence agree today, which is uncommon
revenue grew 9% year on year in the quarter ending 2026-06-30
priced at 13× earnings against an industry median of 17× — 23% below its peers
futures show a long buildup — the move is being funded by new positions
Against
1 of the scans it matches has historically underperformed the market
net margin has narrowed from 27.3% to 24.6% across four quarters
Worth knowing
RSI at 73 is stretched; strong stocks stay stretched for a long time, so this is a note on entry timing, not on direction
What would change this read: a close below 956, its 200-day average; a failure to hold the top of its 52-week range; open interest reversing while price keeps going.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.
What is working, what is not
read from the filings, with the figure behind every line
Working2
Profit rose year on year in all 4 of the last 4 quarters.
4
Revenue +9.0% year on year, Rs 2,076 cr to Rs 2,263 cr.
+9.0%Rs 2,076 crRs 2,263 cr
Needs watching2
Operating cash flow was only Rs -8,984 cr against Rs 2,315 cr of reported profit, -388% of it.
Rs -8,984 crRs 2,315 cr-388%
Net margin moved from 25.7% to 24.6%.
25.7%24.6%
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.
How it has performed
price return over each window, measured against zero
What the scans say today
9 of 47 matched on 2026-08-21
PNBHOUSING matches 9 of the 47 scans today, across 5 different kinds of evidence. Three or more independent families agreeing is uncommon — it is the same test the shortlist on every page uses.
Return on capital uses profit before tax over equity plus borrowings. The textbook version adds finance costs back; those are not tagged reliably in quarterly filings, so this understates the ratio for a heavily borrowed company rather than flattering it. Balance sheets are filed half-yearly, so these can be up to six months behind the profit figures above.
Valuation against its own history
500 sessions since 2024-09-06
10×
median 12×
15×
now 13×
PNBHOUSING trades at 13× trailing earnings, above its median of 12× over this window — 9% more expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.
Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352) · Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093) · Credit rating filings were typically +0.58pt vs the market over the next 5 sessions (n=266)
The business
from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.
Going for it
revenue grew 9% against the same quarter a year earlier
profit rose 4% year on year
revenue rose in 3 of the last 4 quarters
Going against it
net margin narrowed from 30.1% to 24.6%
Quarter-by-quarter numbers, as filed
Quarter
Revenue
Profit before tax
Net profit
EPS
Net margin
Q1 FY27
2026-06-30 · consolidated
2,263
718
557
21.39
24.6%
Q4 FY26
2026-03-31 · consolidated
2,182
855
656
25.17
30.1%
Q3 FY26
2025-12-31 · consolidated
2,119
668
520
19.97
24.6%
Q2 FY26
2025-09-30 · consolidated
2,128
760
582
22.34
27.3%
Q1 FY26
2025-06-30 · consolidated
2,076
688
534
20.52
25.7%
Q4 FY25
2025-03-31 · consolidated
2,022
711
550
21.18
27.2%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.
Where the price stands
the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average+7.8%
Versus 200-day average+22.4%
Below 52-week high-0.4%
Above 52-week low+55.9%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)72.6
Higher closes in last 53 of 5
Six-month return+38.06%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.90%
Volume versus 20-day0.5x
Median daily turnoverRs 104.8 cr
Derivatives
near expiry 2026-08-25 · 2026-08-20
Long Buildup
Price up, open interest up. New buyers are arriving rather than old sellers leaving — the move is being funded, not squeezed.
Futures basis versus spot+0.44%
Open interest change+10.5%
Put / call ratio0.53
Put wall (support)1,140
Call wall (resistance)1,200
Max pain1,140
How to read this
Open interest is contracts still open, so a rise means new positions and a fall means positions closing. Combined with price direction that gives the state on the left. The walls are the strikes carrying the most open interest near expiry — levels other people are watching, not levels the price is obliged to respect. A future below spot means sellers are paying to be short.
Peers
Financial Services · 116 classified companies
PNBHOUSING trades at 13.2× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — cheaper than them, by 23%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet
Recent sessions
what this stock has matched since the engine went live
This is the live record, not the backtest — the scans this stock actually appeared in on each stored session. A name that keeps reappearing is in a persistent condition; a one-day appearance usually is not.