Financial ServicesLarge capRs 158,896 crRs 252.3 cr traded a day
Close on 2026-08-21
1,862.90
−1.38%
52-week range87% of the way up
1,354.701,940.00
Market cap
158,896 cr
P/E (TTM)
27.6×
industry 17×
EPS (TTM)
67.42
Revenue YoY
+21.9%
Q1 FY27
Profit YoY
+45.6%
Net margin
18.7%
+3.0pt vs a year ago
Growth trend
+2.4pt
vs last quarter’s YoY
1 month
+8.5%
Below 52w high
4.1%
RSI (14)
46
Daily swing
2.1%
average true range
Volume
0.6×
vs 20-day average
Traded
Rs 252 cr
median day
Close200-day averageMaterial filing
260 sessions · hover for the filing behind a move
1 week
−1.66%
1 month
+8.48%
3 months
+18.86%
6 months
+6.57%
1 year
+30.15%
The read
written from the numbers on this page
The evidence leans constructive5 supporting, 1 against, 2 worth knowing
Supporting
trading 12% above its 200-day average
sitting at 87% of its 52-week range, with little overhead supply from trapped buyers
up 30% over twelve months
revenue grew 22% year on year in the quarter ending 2026-06-30
net margin has widened from 15.5% to 18.7% across four quarters
Against
priced at 28× earnings against an industry median of 17× — 61% above its peers
Worth knowing
the 6 scans it matches come from only 2 families — one signal wearing several hats rather than several signals
the rise is short covering rather than fresh buying, which historically runs out when the shorts are done
What would change this read: a close below 1,665, its 200-day average; a failure to hold the top of its 52-week range.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.
What is working, what is not
read from the filings, with the figure behind every line
Working3
Net profit +45.6% year on year, Rs 1,138 cr to Rs 1,656 cr.
+45.6%Rs 1,138 crRs 1,656 cr
Profit rose year on year in all 4 of the last 4 quarters.
4
Revenue +21.9% year on year, Rs 7,267 cr to Rs 8,856 cr.
+21.9%Rs 7,267 crRs 8,856 cr
Needs watching
Nothing in the filings stands out either way.
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.
How it has performed
price return over each window, measured against zero
What the scans say today
6 of 47 matched on 2026-08-21
CHOLAFIN matches 6 of the 47 scans today, across 2 different kinds of evidence. Note how few kinds of evidence that is: several scans in one family are one signal wearing several hats, not several signals.
CHOLAFIN trades at 28× trailing earnings, close to its median of 30× over this window. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.
Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093) · Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352) · AGM / EGM filings were typically +0.00pt vs the market over the next 5 sessions (n=4,362)
The business
from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.
Going for it
revenue grew 22% against the same quarter a year earlier
profit rose 46% year on year
revenue rose in 4 of the last 4 quarters
Going against it
net margin narrowed from 19.5% to 18.7%
Quarter-by-quarter numbers, as filed
Quarter
Revenue
Profit before tax
Net profit
EPS
Net margin
Q1 FY27
2026-06-30 · consolidated
8,856
2,222
1,656
19.43
18.7%
Q4 FY26
2026-03-31 · consolidated
8,417
2,142
1,645
19.33
19.5%
Q3 FY26
2025-12-31 · consolidated
7,898
1,735
1,290
15.29
16.3%
Q2 FY26
2025-09-30 · consolidated
7,491
1,565
1,160
13.78
15.5%
Q1 FY26
2025-06-30 · consolidated
7,267
1,531
1,138
13.53
15.7%
Q4 FY25
2025-03-31 · consolidated
7,046
1,698
1,260
14.98
17.9%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.
Where the price stands
the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average+3.1%
Versus 200-day average+11.9%
Below 52-week high-4.0%
Above 52-week low+37.5%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)46.2
Higher closes in last 52 of 5
Six-month return+6.57%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.15%
Volume versus 20-day0.6x
Median daily turnoverRs 252.3 cr
Derivatives
near expiry 2026-08-25 · 2026-08-20
Short Covering
Price up, open interest down. Sellers are closing, not buyers arriving. Rallies built only on this tend not to last once the shorts are out.
Futures basis versus spot-0.28%
Open interest change-1.2%
Put / call ratio0.69
Put wall (support)1,800
Call wall (resistance)1,900
Max pain1,840
How to read this
Open interest is contracts still open, so a rise means new positions and a fall means positions closing. Combined with price direction that gives the state on the left. The walls are the strikes carrying the most open interest near expiry — levels other people are watching, not levels the price is obliged to respect. A future below spot means sellers are paying to be short.
Peers
Financial Services · 116 classified companies
CHOLAFIN trades at 27.6× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — more expensive than them, by 61%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet
Recent sessions
what this stock has matched since the engine went live
This is the live record, not the backtest — the scans this stock actually appeared in on each stored session. A name that keeps reappearing is in a persistent condition; a one-day appearance usually is not.