Close 2026-08-21 1267 scanned A

BAJFINANCE

Bajaj Finance
Financial ServicesLarge capRs 681,189 crRs 738.2 cr traded a day
Close on 2026-08-21
1,095.00
0.00%
52-week range82% of the way up
801.551,158.80
Market cap
681,189 cr
P/E (TTM)
33.0×
industry 17×
EPS (TTM)
33.19
Revenue YoY
+18.7%
Q1 FY27
Profit YoY
+27.6%
Net margin
26.2%
+1.8pt vs a year ago
Growth trend
-26.1pt
vs last quarter’s YoY
1 month
+5.3%
Below 52w high
5.8%
RSI (14)
33
Daily swing
2.0%
average true range
Volume
0.4×
vs 20-day average
Traded
Rs 738 cr
median day
Close200-day averageMaterial filing
8001,000Aug 25Oct 25Dec 25Feb 26Apr 26Jun 26Aug 26
260 sessions · hover for the filing behind a move
1 week
+0.74%
1 month
+5.31%
3 months
+17.72%
6 months
+8.10%
1 year
+23.02%

The read

written from the numbers on this page
The evidence leans constructive6 supporting, 1 against, 0 worth knowing

Supporting

  • trading 13% above its 200-day average
  • up 23% over twelve months
  • 3 independent kinds of evidence agree today, which is uncommon
  • revenue grew 19% year on year in the quarter ending 2026-06-30
  • net margin has widened from 24.5% to 26.2% across four quarters
  • futures show a long buildup — the move is being funded by new positions

Against

  • priced at 33× earnings against an industry median of 17× — 92% above its peers

Worth knowing

  • nothing the data supports either way
What would change this read: a close below 970, its 200-day average; open interest reversing while price keeps going.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

What is working, what is not

read from the filings, with the figure behind every line
Working3

Profit rose year on year in all 4 of the last 4 quarters.

4

Net profit +27.6% year on year, Rs 4,765 cr to Rs 6,081 cr.

+27.6%Rs 4,765 crRs 6,081 cr

Revenue +18.7% year on year, Rs 19,524 cr to Rs 23,165 cr.

+18.7%Rs 19,524 crRs 23,165 cr
Needs watching
Nothing in the filings stands out either way.
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.

How it has performed

price return over each window, measured against zero
+0.7%1W+5.3%1M+17.7%3M+8.1%6M+23.0%1Y

What the scans say today

4 of 47 matched on 2026-08-21
BAJFINANCE matches 4 of the 47 scans today, across 3 different kinds of evidence. Three or more independent families agreeing is uncommon — it is the same test the shortlist on every page uses.

Valuation against its own history

500 sessions since 2024-09-06
28×
median 33×
37×
now 33×
BAJFINANCE trades at 33× trailing earnings, close to its median of 33× over this window. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093) · Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352) · Management filings were typically -0.01pt vs the market over the next 5 sessions (n=1,988)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
16.1k17.1k18.0k19.5k20.2k21.2k21.6k23.2k24.3%19.2%26.2%Q1 FY25Q2 FY25Q3 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • revenue grew 19% against the same quarter a year earlier
  • profit rose 28% year on year
  • net margin widened from 25.7% to 26.2%
  • revenue rose in 4 of the last 4 quarters

Going against it

  • nothing clear in the filed numbers
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
2026-06-30 · consolidated
23,1658,1446,0819.6226.2%
Q4 FY26
2026-03-31 · consolidated
21,6067,4005,5538.7925.7%
Q3 FY26
2025-12-31 · consolidated
21,2145,4294,0666.4019.2%
Q2 FY26
2025-09-30 · consolidated
20,1796,6054,9487.8524.5%
Q1 FY26
2025-06-30 · consolidated
19,5246,3674,7657.5724.4%
Q3 FY25
2024-12-31 · consolidated
18,0355,7624,30868.6323.9%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average+5.0%
Versus 200-day average+12.9%
Below 52-week high-5.5%
Above 52-week low+36.6%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)33.1
Higher closes in last 53 of 5
Six-month return+8.10%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.03%
Volume versus 20-day0.4x
Median daily turnoverRs 738.2 cr

Derivatives

near expiry 2026-08-25 · 2026-08-20
Long Buildup
Price up, open interest up. New buyers are arriving rather than old sellers leaving — the move is being funded, not squeezed.
Futures basis versus spot+0.38%
Open interest change+2.3%
Put / call ratio0.72
Put wall (support)1,100
Call wall (resistance)1,100
Max pain1,090
How to read this
Open interest is contracts still open, so a rise means new positions and a fall means positions closing. Combined with price direction that gives the state on the left. The walls are the strikes carrying the most open interest near expiry — levels other people are watching, not levels the price is obliged to respect. A future below spot means sellers are paying to be short.

Peers

Financial Services · 116 classified companies
BAJFINANCE trades at 33.0× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — more expensive than them, by 92%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
CompanyMarket cap (Rs cr)P/E1 month1 yearTurnover (Rs cr)
HDFCBANK1,119,59813.8−2.72%−23.03%1,892.2
ICICIBANK1,018,80717.1−1.02%+1.85%1,533.6
SBIN968,01311.3+3.57%+30.45%918.6
BAJFINANCE681,18933.0+5.31%+23.02%738.2
KOTAKBANK400,65319.5+5.07%+3.68%372.3
AXISBANK387,54313.9+1.86%+17.95%718.6
SHRIRAMFIN265,87821.7+10.16%+93.29%425.4
JIOFIN161,11778.0+4.65%−21.73%340.3
CHOLAFIN158,89627.6+8.48%+30.15%252.3
TATACAP153,945+6.91%51.2
UNIONBANK140,0396.9+8.94%+43.70%181.3
PNB133,9506.5+5.81%+13.31%130.3
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet