Close 2026-08-21 1267 scanned A

J&KBANK

Jammu & Kashmir Bank
Financial ServicesMid capRs 16,410 crRs 49.3 cr traded a day
Close on 2026-08-21
149.01
+0.55%
52-week range54% of the way up
98.09192.65
Market cap
16,410 cr
P/E (TTM)
7.1×
industry 17×
EPS (TTM)
20.95
Revenue YoY
+6.9%
Q1 FY27
Profit YoY
-12.5%
Net margin
11.3%
-2.5pt vs a year ago
Growth trend
+9.2pt
vs last quarter’s YoY
1 month
-14.1%
Below 52w high
29.3%
RSI (14)
38
Daily swing
2.9%
average true range
Volume
0.2×
vs 20-day average
Traded
Rs 49 cr
median day
Close200-day averageMaterial filing
100150200Aug 25Oct 25Dec 25Feb 26Apr 26Jun 26Aug 26
260 sessions · hover for the filing behind a move
1 week
−4.16%
1 month
−14.07%
3 months
+6.31%
6 months
+22.92%
1 year
+45.11%

The read

written from the numbers on this page
The evidence leans constructive4 supporting, 1 against, 1 worth knowing

Supporting

  • trading 16% above its 200-day average
  • up 45% over twelve months
  • revenue grew 7% year on year in the quarter ending 2026-06-30
  • priced at 7× earnings against an industry median of 17× — 59% below its peers

Against

  • net margin has narrowed from 14.3% to 11.3% across four quarters

Worth knowing

  • the 50-day and 200-day averages disagree, which usually means a turn in progress rather than a trend to lean on
What would change this read: a close below 128, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

How it has performed

price return over each window, measured against zero
-4.2%1W-14.1%1M+6.3%3M+22.9%6M+45.1%1Y

What the scans say today

3 of 47 matched on 2026-08-21
J&KBANK matches 3 of the 47 scans today, across 2 different kinds of evidence.

Valuation against its own history

500 sessions since 2024-09-06
median 5×
now 7×
J&KBANK trades at trailing earnings, above its median of 5× over this window — 30% more expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
08-20
15:20
Credit rating
1d-0.65d20d
08-19
19:53
AGM / EGM
1d-0.65d20d
08-11
22:18
Other filing
1d+0.85d-3.320d
08-11
22:15
Board meeting
1d+0.85d-3.320d
Management filings were typically -0.01pt vs the market over the next 5 sessions (n=1,988) · Credit rating filings were typically +0.58pt vs the market over the next 5 sessions (n=266) · AGM / EGM filings were typically +0.00pt vs the market over the next 5 sessions (n=4,362)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
3.6k3.5k3.5k3.6k3.5k3.8k16.2%13.8%14.3%16.3%22.6%11.3%Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • revenue grew 7% against the same quarter a year earlier

Going against it

  • profit dropped 12% year on year
  • net margin narrowed from 22.6% to 11.3%
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
2026-06-30 · consolidated
3,7656214253.8911.3%
Q4 FY26
2026-03-31 · consolidated
3,5368627997.2522.6%
Q3 FY26
2025-12-31 · consolidated
3,5978075885.2816.3%
Q2 FY26
2025-09-30 · consolidated
3,4506354954.4914.3%
Q1 FY26
2025-06-30 · consolidated
3,5236594864.4013.8%
Q4 FY25
2025-03-31 · consolidated
3,6198105855.2816.2%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average-9.1%
Versus 200-day average+16.0%
Below 52-week high-22.7%
Above 52-week low+51.9%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)37.8
Higher closes in last 52 of 5
Six-month return+22.92%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.87%
Volume versus 20-day0.2x
Median daily turnoverRs 49.3 cr

Peers

Financial Services · 116 classified companies
J&KBANK trades at 7.1× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — cheaper than them, by 59%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
CompanyMarket cap (Rs cr)P/E1 month1 yearTurnover (Rs cr)
HDFCBANK1,119,59813.8−2.72%−23.03%1,892.2
ICICIBANK1,018,80717.1−1.02%+1.85%1,533.6
SBIN968,01311.3+3.57%+30.45%918.6
BAJFINANCE681,18933.0+5.31%+23.02%738.2
KOTAKBANK400,65319.5+5.07%+3.68%372.3
AXISBANK387,54313.9+1.86%+17.95%718.6
SHRIRAMFIN265,87821.7+10.16%+93.29%425.4
JIOFIN161,11778.0+4.65%−21.73%340.3
CHOLAFIN158,89627.6+8.48%+30.15%252.3
TATACAP153,945+6.91%51.2
UNIONBANK140,0396.9+8.94%+43.70%181.3
J&KBANK16,4107.1−14.07%+45.11%49.3
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet