Close 2026-08-21 1267 scanned A

INDIASHLTR

India Shelter Finance Corporation Limited
Financial ServicesMid capRs 7,350 crRs 8.9 cr traded a day
Close on 2026-08-21
675.25
−0.01%
52-week range12% of the way up
642.60918.95
Market cap
7,350 cr
P/E (TTM)
14.0×
industry 17×
EPS (TTM)
48.39
Revenue YoY
+19.7%
Q1 FY27
Profit YoY
+19.7%
Net margin
33.1%
+0.0pt vs a year ago
Growth trend
-5.0pt
vs last quarter’s YoY
1 month
-9.5%
Below 52w high
36.1%
RSI (14)
37
Daily swing
3.7%
average true range
Volume
0.3×
vs 20-day average
Traded
Rs 9 cr
median day
Close200-day averageMaterial filing
700800900Aug 25Oct 25Dec 25Feb 26Apr 26Jun 26Aug 26
260 sessions · hover for the filing behind a move
1 week
+0.68%
1 month
−9.54%
3 months
−13.46%
6 months
−7.98%
1 year
−25.74%

The read

written from the numbers on this page
The evidence leans constructive5 supporting, 3 against, 0 worth knowing

Supporting

  • matches macd just turned positive, which has beaten the market by +0.49 points over 20 sessions across 13,521 past signals
  • 2 of the scans it matches have a positive measured record
  • 4 independent kinds of evidence agree today, which is uncommon
  • revenue grew 20% year on year in the quarter ending 2026-06-30
  • priced at 14× earnings against an industry median of 17× — 19% below its peers

Against

  • trading 13% below its 200-day average
  • at 12% of its 52-week range — nearly everyone who bought in the past year is underwater
  • down 26% over twelve months

Worth knowing

  • nothing the data supports either way
What would change this read: a close back above 778, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

What is working, what is not

read from the filings, with the figure behind every line
Working3

Profit rose year on year in all 4 of the last 4 quarters.

4

Net profit +19.7% year on year, Rs 119 cr to Rs 143 cr.

+19.7%Rs 119 crRs 143 cr

Revenue +19.7% year on year, Rs 361 cr to Rs 432 cr.

+19.7%Rs 361 crRs 432 cr
Needs watching
Nothing in the filings stands out either way.
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.

How it has performed

price return over each window, measured against zero
+0.7%1W-9.5%1M-13.5%3M-8.0%6M-25.7%1Y

What the scans say today

5 of 47 matched on 2026-08-21
INDIASHLTR matches 5 of the 47 scans today, across 4 different kinds of evidence. Three or more independent families agreeing is uncommon — it is the same test the shortlist on every page uses.

Valuation against its own history

465 sessions since 2024-10-25
16×
median 23×
27×
now 14×
INDIASHLTR trades at 14× trailing earnings, below its median of 23× over this window — 39% less expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352) · Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093) · Results filings were typically -0.52pt vs the market over the next 5 sessions (n=7,520)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
28330432736136939040843231.9%31.6%33.7%33.1%Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • revenue grew 20% against the same quarter a year earlier
  • profit rose 20% year on year
  • revenue rose in 4 of the last 4 quarters

Going against it

  • net margin narrowed from 33.7% to 33.1%
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
2026-06-30 · standalone
43218514313.1533.1%
Q4 FY26
2026-03-31 · consolidated
40818013812.6633.7%
Q3 FY26
2025-12-31 · consolidated
39016012411.4431.8%
Q2 FY26
2025-09-30 · consolidated
36915812211.2933.1%
Q1 FY26
2025-06-30 · consolidated
36115511911.0733.1%
Q4 FY25
2025-03-31 · consolidated
32714010810.0333.0%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average-9.7%
Versus 200-day average-13.2%
Below 52-week high-26.5%
Above 52-week low+5.1%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)37.0
Higher closes in last 52 of 5
Six-month return−7.98%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)3.73%
Volume versus 20-day0.3x
Median daily turnoverRs 8.9 cr

Peers

Financial Services · 116 classified companies
INDIASHLTR trades at 14.0× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — cheaper than them, by 19%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
CompanyMarket cap (Rs cr)P/E1 month1 yearTurnover (Rs cr)
HDFCBANK1,119,59813.8−2.72%−23.03%1,892.2
ICICIBANK1,018,80717.1−1.02%+1.85%1,533.6
SBIN968,01311.3+3.57%+30.45%918.6
BAJFINANCE681,18933.0+5.31%+23.02%738.2
KOTAKBANK400,65319.5+5.07%+3.68%372.3
AXISBANK387,54313.9+1.86%+17.95%718.6
SHRIRAMFIN265,87821.7+10.16%+93.29%425.4
JIOFIN161,11778.0+4.65%−21.73%340.3
CHOLAFIN158,89627.6+8.48%+30.15%252.3
TATACAP153,945+6.91%51.2
UNIONBANK140,0396.9+8.94%+43.70%181.3
INDIASHLTR7,35014.0−9.54%−25.74%8.9
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet