Close 2026-08-21 1267 scanned A

CUB

City Union Bank Limited
Financial ServicesLarge capRs 21,530 crRs 65.3 cr traded a day
Close on 2026-08-21
217.30
−0.93%
52-week range22% of the way up
194.05301.75
Market cap
21,530 cr
P/E (TTM)
15.3×
industry 17×
EPS (TTM)
14.16
Revenue YoY
+20.5%
Q1 FY27
Profit YoY
+25.1%
Net margin
17.2%
+0.6pt vs a year ago
Growth trend
+0.2pt
vs last quarter’s YoY
1 month
-1.2%
Below 52w high
38.9%
RSI (14)
63
Daily swing
3.0%
average true range
Volume
0.2×
vs 20-day average
Traded
Rs 65 cr
median day
Close200-day averageMaterial filing
200250300Aug 25Oct 25Dec 25Feb 26Apr 26Jun 26Aug 26
260 sessions · hover for the filing behind a move
1 week
+4.15%
1 month
−1.18%
3 months
−14.48%
6 months
−25.22%
1 year
+8.25%

The read

written from the numbers on this page
The evidence is mixed2 supporting, 1 against, 1 worth knowing

Supporting

  • up 8% over twelve months
  • revenue grew 21% year on year in the quarter ending 2026-06-30

Against

  • trading 14% below its 200-day average

Worth knowing

  • the 50-day and 200-day averages disagree, which usually means a turn in progress rather than a trend to lean on
What would change this read: a close back above 254, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

What is working, what is not

read from the filings, with the figure behind every line
Working3

Profit rose year on year in all 4 of the last 4 quarters.

4

Net profit +25.1% year on year, Rs 306 cr to Rs 383 cr.

+25.1%Rs 306 crRs 383 cr

Revenue +20.5% year on year, Rs 1,849 cr to Rs 2,229 cr.

+20.5%Rs 1,849 crRs 2,229 cr
Needs watching
Nothing in the filings stands out either way.
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.

How it has performed

price return over each window, measured against zero
+4.2%1W-1.2%1M-14.5%3M-25.2%6M+8.2%1Y

What the scans say today

2 of 47 matched on 2026-08-21
CUB matches 2 of the 47 scans today, across 2 different kinds of evidence.

Valuation against its own history

500 sessions since 2024-09-06
14×
median 17×
23×
now 15×
CUB trades at 15× trailing earnings, below its median of 17× over this window — 11% less expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352) · AGM / EGM filings were typically +0.00pt vs the market over the next 5 sessions (n=4,362)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
1.8k1.8k1.9k2.0k2.1k2.2k16.1%16.5%17.2%16.6%16.8%17.2%Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • revenue grew 21% against the same quarter a year earlier
  • profit rose 25% year on year
  • net margin widened from 16.8% to 17.2%
  • revenue rose in 4 of the last 4 quarters

Going against it

  • nothing clear in the filed numbers
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
2026-06-30 · standalone
2,2295033833.8617.2%
Q4 FY26
2026-03-31 · standalone
2,1464603604.8416.8%
Q3 FY26
2025-12-31 · standalone
2,0014173324.4816.6%
Q2 FY26
2025-09-30 · standalone
1,9124143294.4317.2%
Q1 FY26
2025-06-30 · standalone
1,8493813064.1316.5%
Q4 FY25
2025-03-31 · standalone
1,7843632883.8916.1%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average+1.3%
Versus 200-day average-14.5%
Below 52-week high-28.0%
Above 52-week low+12.0%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)63.0
Higher closes in last 52 of 5
Six-month return−25.22%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.99%
Volume versus 20-day0.2x
Median daily turnoverRs 65.3 cr

Peers

Financial Services · 116 classified companies
CUB trades at 15.3× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — priced roughly in line with them. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
CompanyMarket cap (Rs cr)P/E1 month1 yearTurnover (Rs cr)
HDFCBANK1,119,59813.8−2.72%−23.03%1,892.2
ICICIBANK1,018,80717.1−1.02%+1.85%1,533.6
SBIN968,01311.3+3.57%+30.45%918.6
BAJFINANCE681,18933.0+5.31%+23.02%738.2
KOTAKBANK400,65319.5+5.07%+3.68%372.3
AXISBANK387,54313.9+1.86%+17.95%718.6
SHRIRAMFIN265,87821.7+10.16%+93.29%425.4
JIOFIN161,11778.0+4.65%−21.73%340.3
CHOLAFIN158,89627.6+8.48%+30.15%252.3
TATACAP153,945+6.91%51.2
UNIONBANK140,0396.9+8.94%+43.70%181.3
CUB21,53015.3−1.18%+8.25%65.3
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet

Recent sessions

what this stock has matched since the engine went live
This is the live record, not the backtest — the scans this stock actually appeared in on each stored session. A name that keeps reappearing is in a persistent condition; a one-day appearance usually is not.
SessionScansWhich
2026-08-181Closed at the very top of its range