Close 2026-08-21 1267 scanned A

AUBANK

AU Small Finance Bank Limited
Financial ServicesLarge capRs 83,001 crRs 145.0 cr traded a day
Close on 2026-08-21
1,108.20
+1.86%
52-week range100% of the way up
694.301,108.20
Market cap
83,001 cr
P/E (TTM)
29.1×
industry 17×
EPS (TTM)
38.14
Revenue YoY
+15.5%
Q1 FY27
Profit YoY
+37.0%
Net margin
13.3%
+2.1pt vs a year ago
Growth trend
+1.2pt
vs last quarter’s YoY
1 month
+13.2%
Below 52w high
0.0%
RSI (14)
65
Daily swing
2.1%
average true range
Volume
1.2×
vs 20-day average
Traded
Rs 145 cr
median day
Close200-day averageMaterial filing
8001,000Aug 25Oct 25Dec 25Feb 26Apr 26Jun 26Aug 26
260 sessions · hover for the filing behind a move
1 week
+2.43%
1 month
+13.23%
3 months
+9.53%
6 months
+13.93%
1 year
+56.46%

The read

written from the numbers on this page
The evidence leans constructive8 supporting, 2 against, 1 worth knowing

Supporting

  • trading 12% above its 200-day average
  • sitting at 100% of its 52-week range, with little overhead supply from trapped buyers
  • up 56% over twelve months
  • matches closed at the day's high, which has beaten the market by +3.19 points over 20 sessions across 2,549 past signals
  • 4 of the scans it matches have a positive measured record
  • 6 independent kinds of evidence agree today, which is uncommon
  • revenue grew 15% year on year in the quarter ending 2026-06-30
  • net margin has widened from 10.7% to 13.3% across four quarters

Against

  • 1 of the scans it matches has historically underperformed the market
  • priced at 29× earnings against an industry median of 17× — 69% above its peers

Worth knowing

  • the rise is short covering rather than fresh buying, which historically runs out when the shorts are done
What would change this read: a close below 990, its 200-day average; a failure to hold the top of its 52-week range.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

What is working, what is not

read from the filings, with the figure behind every line
Working3

Net profit +37.0% year on year, Rs 581 cr to Rs 796 cr.

+37.0%Rs 581 crRs 796 cr

Profit grew faster than revenue, +37.0% against +15.5%.

+37.0%+15.5%

Revenue +15.5% year on year, Rs 5,189 cr to Rs 5,992 cr.

+15.5%Rs 5,189 crRs 5,992 cr
Needs watching
Nothing in the filings stands out either way.
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.

How it has performed

price return over each window, measured against zero
+2.4%1W+13.2%1M+9.5%3M+13.9%6M+56.5%1Y

What the scans say today

11 of 47 matched on 2026-08-21
AUBANK matches 11 of the 47 scans today, across 6 different kinds of evidence. Three or more independent families agreeing is uncommon — it is the same test the shortlist on every page uses.

Valuation against its own history

500 sessions since 2024-09-06
21×
median 28×
34×
now 29×
AUBANK trades at 29× trailing earnings, close to its median of 28× over this window. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093) · AGM / EGM filings were typically +0.00pt vs the market over the next 5 sessions (n=4,362) · Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
5.0k5.2k5.2k5.5k5.8k6.0k10.0%11.2%10.7%12.2%14.5%13.3%Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • revenue grew 15% against the same quarter a year earlier
  • profit rose 37% year on year
  • revenue rose in 4 of the last 4 quarters

Going against it

  • net margin narrowed from 14.5% to 13.3%
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
2026-06-30 · standalone
5,9921,06479610.6313.3%
Q4 FY26
2026-03-31 · standalone
5,7501,08283211.1314.5%
Q3 FY26
2025-12-31 · standalone
5,4518846688.9412.2%
Q2 FY26
2025-09-30 · standalone
5,2247295617.5210.7%
Q1 FY26
2025-06-30 · standalone
5,1897795817.8011.2%
Q4 FY25
2025-03-31 · standalone
5,0316575046.7710.0%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average+5.7%
Versus 200-day average+11.9%
Below 52-week high+0.0%
Above 52-week low+59.6%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)65.1
Higher closes in last 53 of 5
Six-month return+13.93%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.07%
Volume versus 20-day1.2x
Median daily turnoverRs 145.0 cr

Derivatives

near expiry 2026-08-25 · 2026-08-20
Short Covering
Price up, open interest down. Sellers are closing, not buyers arriving. Rallies built only on this tend not to last once the shorts are out.
Futures basis versus spot-0.06%
Open interest change-0.6%
Put / call ratio0.63
Put wall (support)1,040
Call wall (resistance)1,100
Max pain1,060
How to read this
Open interest is contracts still open, so a rise means new positions and a fall means positions closing. Combined with price direction that gives the state on the left. The walls are the strikes carrying the most open interest near expiry — levels other people are watching, not levels the price is obliged to respect. A future below spot means sellers are paying to be short.

Peers

Financial Services · 116 classified companies
AUBANK trades at 29.1× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — more expensive than them, by 69%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
CompanyMarket cap (Rs cr)P/E1 month1 yearTurnover (Rs cr)
HDFCBANK1,119,59813.8−2.72%−23.03%1,892.2
ICICIBANK1,018,80717.1−1.02%+1.85%1,533.6
SBIN968,01311.3+3.57%+30.45%918.6
BAJFINANCE681,18933.0+5.31%+23.02%738.2
KOTAKBANK400,65319.5+5.07%+3.68%372.3
AXISBANK387,54313.9+1.86%+17.95%718.6
SHRIRAMFIN265,87821.7+10.16%+93.29%425.4
JIOFIN161,11778.0+4.65%−21.73%340.3
CHOLAFIN158,89627.6+8.48%+30.15%252.3
TATACAP153,945+6.91%51.2
UNIONBANK140,0396.9+8.94%+43.70%181.3
AUBANK83,00129.1+13.23%+56.46%145.0
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet