Financial ServicesLarge capRs 49,975 crRs 17.7 cr traded a day
Close on 2026-08-21
4,534.50
+0.69%
52-week range31% of the way up
4,069.105,581.50
Market cap
49,975 cr
P/E (TTM)
25.1×
industry 17×
EPS (TTM)
180.31
Revenue YoY
+18.8%
Q4 FY26
Profit YoY
+17.3%
Net margin
21.6%
-0.3pt vs a year ago
Growth trend
+4.0pt
vs last quarter’s YoY
1 month
+2.7%
Below 52w high
23.1%
RSI (14)
33
Daily swing
2.7%
average true range
Volume
0.5×
vs 20-day average
Traded
Rs 18 cr
median day
Close200-day averageMaterial filing
260 sessions · hover for the filing behind a move
1 week
+1.43%
1 month
+2.70%
3 months
+5.14%
6 months
−17.46%
1 year
+5.32%
The read
written from the numbers on this page
The evidence is mixed3 supporting, 2 against, 0 worth knowing
Supporting
up 5% over twelve months
revenue grew 19% year on year in the quarter ending 2026-03-31
net margin has widened from 20.9% to 21.6% across four quarters
Against
trading 6% below its 200-day average
priced at 25× earnings against an industry median of 17× — 47% above its peers
Worth knowing
nothing the data supports either way
What would change this read: a close back above 4,800, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.
What is working, what is not
read from the filings, with the figure behind every line
Working2
Revenue +31.2% year on year, Rs 1,952 cr to Rs 2,560 cr.
+31.2%Rs 1,952 crRs 2,560 cr
Net profit +27.4% year on year, Rs 435 cr to Rs 554 cr.
+27.4%Rs 435 crRs 554 cr
Needs watching2
Operating cash flow was only Rs -5,892 cr against Rs 1,987 cr of reported profit, -297% of it.
Rs -5,892 crRs 1,987 cr-297%
Asset Financing is 92% of revenue, so the business rests on one segment.
Asset Financing92%
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.
How it has performed
price return over each window, measured against zero
What the scans say today
4 of 47 matched on 2026-08-21
SUNDARMFIN matches 4 of the 47 scans today, across 2 different kinds of evidence.
segments and revenue mix, as the company reports them
SUNDARMFIN reports 2 business segments. The largest is Asset Financing at 92% of revenue in the quarter ending 2026-03-31. On these numbers this is effectively a single-segment business, so the group result and that segment’s result move together.
SegmentRevenueSharevs a year ago
Asset Financing2,357 cr92.0%—
Others205 cr8.0%—
Segment names are the company’s own, taken verbatim from the reportable-segment disclosure in its quarterly XBRL filing. Nothing on this page describes the business in words we wrote.
Quality of the business
balance sheet as at 2026-03-31
Return on equity
13.3%
trailing profit over shareholders’ funds
Return on capital
17.5%
pre-tax profit over equity plus borrowings
Debt to equity
0.00×
0 cr borrowed against 14,894 cr of equity
Net debt
526 cr
cash exceeds borrowings
Cash conversion
-297%
operating cash flow as a share of profit
Return on capital uses profit before tax over equity plus borrowings. The textbook version adds finance costs back; those are not tagged reliably in quarterly filings, so this understates the ratio for a heavily borrowed company rather than flattering it. Balance sheets are filed half-yearly, so these can be up to six months behind the profit figures above.
Valuation against its own history
500 sessions since 2024-09-06
24×
median 29×
32×
now 25×
SUNDARMFIN trades at 25× trailing earnings, below its median of 29× over this window — 12% less expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.
Management filings were typically -0.01pt vs the market over the next 5 sessions (n=1,988) · Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093) · Results filings were typically -0.52pt vs the market over the next 5 sessions (n=7,520)
The business
from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.
Going for it
revenue grew 19% against the same quarter a year earlier
profit rose 17% year on year
net margin widened from 21.5% to 21.6%
revenue rose in 4 of the last 4 quarters
Going against it
nothing clear in the filed numbers
Quarter-by-quarter numbers, as filed
Quarter
Revenue
Profit before tax
Net profit
EPS
Net margin
Q4 FY26
2026-03-31 · consolidated
2,560
773
554
50.28
21.6%
Q3 FY26
2025-12-31 · consolidated
2,514
682
541
49.12
21.5%
Q3 FY25
2024-12-31 · consolidated
2,190
601
455
41.33
20.8%
Q2 FY25
2024-09-30 · consolidated
2,085
557
436
39.57
20.9%
Q1 FY25
2024-06-30 · consolidated
1,952
525
435
39.46
22.3%
Q4 FY24
2024-03-31 · consolidated
2,156
541
472
24.31
21.9%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.
Where the price stands
the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average-0.1%
Versus 200-day average-5.5%
Below 52-week high-18.8%
Above 52-week low+11.4%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)33.4
Higher closes in last 54 of 5
Six-month return−17.46%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)2.70%
Volume versus 20-day0.5x
Median daily turnoverRs 17.7 cr
Peers
Financial Services · 116 classified companies
SUNDARMFIN trades at 25.1× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — more expensive than them, by 47%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet
Recent sessions
what this stock has matched since the engine went live
This is the live record, not the backtest — the scans this stock actually appeared in on each stored session. A name that keeps reappearing is in a persistent condition; a one-day appearance usually is not.