Financial ServicesMid capRs 10,394 crRs 8.3 cr traded a day
Close on 2026-08-21
93.93
−0.06%
52-week range35% of the way up
80.95118.50
Market cap
10,394 cr
P/E (TTM)
22.6×
industry 17×
EPS (TTM)
4.15
Revenue YoY
+65.1%
Q1 FY27
Profit YoY
+64.9%
Net margin
26.5%
-0.0pt vs a year ago
Growth trend
+2.3pt
vs last quarter’s YoY
1 month
+3.8%
Below 52w high
26.2%
RSI (14)
61
Daily swing
1.9%
average true range
Volume
0.4×
vs 20-day average
Traded
Rs 8 cr
median day
Close200-day averageMaterial filing
260 sessions · hover for the filing behind a move
1 week
−0.13%
1 month
+3.77%
3 months
+2.23%
6 months
−3.10%
1 year
−9.73%
The read
written from the numbers on this page
The evidence leans negative2 supporting, 4 against, 1 worth knowing
Supporting
3 independent kinds of evidence agree today, which is uncommon
revenue grew 65% year on year in the quarter ending 2026-06-30
Against
trading 1% below its 200-day average
down 10% over twelve months
1 of the scans it matches has historically underperformed the market
priced at 23× earnings against an industry median of 17× — 32% above its peers
Worth knowing
the 50-day and 200-day averages disagree, which usually means a turn in progress rather than a trend to lean on
What would change this read: a close back above 95, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.
What is working, what is not
read from the filings, with the figure behind every line
Working3
Revenue +56.4% year on year, Rs 314 cr to Rs 491 cr.
+56.4%Rs 314 crRs 491 cr
Net profit +54.6% year on year, Rs 84 cr to Rs 130 cr.
+54.6%Rs 84 crRs 130 cr
Profit rose year on year in all 4 of the last 4 quarters.
4
Needs watching1
Operating cash flow was only Rs -1,893 cr against Rs 459 cr of reported profit, -412% of it.
Rs -1,893 crRs 459 cr-412%
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.
How it has performed
price return over each window, measured against zero
What the scans say today
6 of 47 matched on 2026-08-21
SBFC matches 6 of the 47 scans today, across 3 different kinds of evidence. Three or more independent families agreeing is uncommon — it is the same test the shortlist on every page uses.
Return on capital uses profit before tax over equity plus borrowings. The textbook version adds finance costs back; those are not tagged reliably in quarterly filings, so this understates the ratio for a heavily borrowed company rather than flattering it. Balance sheets are filed half-yearly, so these can be up to six months behind the profit figures above.
Valuation against its own history
500 sessions since 2024-09-06
24×
median 33×
39×
now 23×
SBFC trades at 23× trailing earnings, below its median of 33× over this window — 31% less expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.
Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093) · Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352) · Results filings were typically -0.52pt vs the market over the next 5 sessions (n=7,520)
The business
from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.
Going for it
revenue grew 65% against the same quarter a year earlier
profit rose 65% year on year
revenue rose in 4 of the last 4 quarters
Going against it
net margin narrowed from 27.0% to 26.5%
Quarter-by-quarter numbers, as filed
Quarter
Revenue
Profit before tax
Net profit
EPS
Net margin
Q1 FY27
2026-06-30 · standalone
491
174
130
1.18
26.5%
Q4 FY26
2026-03-31 · standalone
454
164
123
1.12
27.0%
Q3 FY26
2025-12-31 · standalone
426
158
118
1.08
27.7%
Q3 FY25
2024-12-31 · consolidated
334
118
88
0.82
26.5%
Q2 FY25
2024-09-30 · consolidated
314
110
84
0.78
26.8%
Q1 FY25
2024-06-30 · consolidated
298
105
79
0.74
26.5%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.
Where the price stands
the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average+1.6%
Versus 200-day average-1.5%
Below 52-week high-20.7%
Above 52-week low+16.0%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)60.9
Higher closes in last 51 of 5
Six-month return−3.10%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)1.87%
Volume versus 20-day0.4x
Median daily turnoverRs 8.3 cr
Peers
Financial Services · 116 classified companies
SBFC trades at 22.6× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — more expensive than them, by 32%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet
Recent sessions
what this stock has matched since the engine went live
This is the live record, not the backtest — the scans this stock actually appeared in on each stored session. A name that keeps reappearing is in a persistent condition; a one-day appearance usually is not.