Financial ServicesMid capRs 12,273 crRs 26.8 cr traded a day
Close on 2026-08-21
128.24
−0.71%
52-week range19% of the way up
113.61192.24
Market cap
12,273 cr
P/E (TTM)
11.0×
industry 17×
EPS (TTM)
11.61
Revenue YoY
+8.0%
Q1 FY27
Profit YoY
-19.7%
Net margin
30.7%
-10.6pt vs a year ago
Growth trend
+13.5pt
vs last quarter’s YoY
1 month
+5.0%
Below 52w high
49.9%
RSI (14)
63
Daily swing
3.2%
average true range
Volume
0.6×
vs 20-day average
Traded
Rs 27 cr
median day
Close200-day averageMaterial filing
260 sessions · hover for the filing behind a move
1 week
+1.43%
1 month
+4.95%
3 months
−3.22%
6 months
−3.42%
1 year
−30.02%
The read
written from the numbers on this page
The evidence is mixed3 supporting, 3 against, 1 worth knowing
Supporting
revenue grew 8% year on year in the quarter ending 2026-06-30
net margin has widened from 25.4% to 30.7% across four quarters
priced at 11× earnings against an industry median of 17× — 36% below its peers
Against
trading 3% below its 200-day average
down 30% over twelve months
1 of the scans it matches has historically underperformed the market
Worth knowing
the 50-day and 200-day averages disagree, which usually means a turn in progress rather than a trend to lean on
What would change this read: a close back above 132, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.
What is working, what is not
read from the filings, with the figure behind every line
Working1
Revenue +8.0% year on year, Rs 1,111 cr to Rs 1,201 cr.
+8.0%Rs 1,111 crRs 1,201 cr
Needs watching3
Net margin moved from 41.3% to 30.7%.
41.3%30.7%
Profit grew slower than revenue, -19.7% against +8.0%.
-19.7%+8.0%
Net profit -19.7% year on year, Rs 459 cr to Rs 369 cr.
-19.7%Rs 459 crRs 369 cr
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.
How it has performed
price return over each window, measured against zero
What the scans say today
2 of 47 matched on 2026-08-21
JMFINANCIL matches 2 of the 47 scans today, across 2 different kinds of evidence.
JMFINANCIL trades at 11× trailing earnings, close to its median of 12× over this window. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.
Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093) · Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352) · AGM / EGM filings were typically +0.00pt vs the market over the next 5 sessions (n=4,362)
The business
from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.
Going for it
revenue grew 8% against the same quarter a year earlier
net margin widened from 17.1% to 30.7%
Going against it
profit dropped 20% year on year
revenue rose in 1 of the last 4 quarters
Quarter-by-quarter numbers, as filed
Quarter
Revenue
Profit before tax
Net profit
EPS
Net margin
Q1 FY27
2026-06-30 · consolidated
1,201
456
369
3.05
30.7%
Q4 FY26
2026-03-31 · consolidated
949
243
162
1.73
17.1%
Q3 FY26
2025-12-31 · consolidated
999
400
318
3.27
31.9%
Q2 FY26
2025-09-30 · consolidated
1,031
344
262
2.82
25.4%
Q1 FY26
2025-06-30 · consolidated
1,111
593
459
4.75
41.3%
Q4 FY25
2025-03-31 · consolidated
1,004
311
235
2.19
23.4%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.
Where the price stands
the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average+1.9%
Versus 200-day average-2.7%
Below 52-week high-33.3%
Above 52-week low+12.9%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)63.2
Higher closes in last 53 of 5
Six-month return−3.42%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)3.20%
Volume versus 20-day0.6x
Median daily turnoverRs 26.8 cr
Peers
Financial Services · 116 classified companies
JMFINANCIL trades at 11.0× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — cheaper than them, by 36%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.