Close 2026-08-21 1267 scanned A

IDBI

IDBI Bank Limited
Financial ServicesLarge capRs 88,428 crRs 25.4 cr traded a day
Close on 2026-08-21
82.24
+0.61%
52-week range38% of the way up
61.50116.01
Market cap
88,428 cr
P/E (TTM)
9.5×
industry 17×
EPS (TTM)
8.67
Revenue YoY
+1.6%
Q1 FY27
Profit YoY
+5.3%
Net margin
24.7%
+0.9pt vs a year ago
Growth trend
-3.1pt
vs last quarter’s YoY
1 month
-3.3%
Below 52w high
41.1%
RSI (14)
32
Daily swing
1.5%
average true range
Volume
0.8×
vs 20-day average
Traded
Rs 25 cr
median day
Close200-day averageMaterial filing
6080100120Aug 25Oct 25Dec 25Feb 26Apr 26Jun 26Aug 26
260 sessions · hover for the filing behind a move
1 week
−0.25%
1 month
−3.32%
3 months
+12.75%
6 months
−27.68%
1 year
−7.79%

The read

written from the numbers on this page
The evidence leans negative1 supporting, 3 against, 1 worth knowing

Supporting

  • priced at 9× earnings against an industry median of 17× — 45% below its peers

Against

  • trading 7% below its 200-day average
  • down 8% over twelve months
  • net margin has narrowed from 35.0% to 24.7% across four quarters

Worth knowing

  • revenue grew 2% year on year in the quarter ending 2026-06-30
What would change this read: a close back above 89, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.

What is working, what is not

read from the filings, with the figure behind every line
Working1

IDBI Bank's net profit rose 5.3% year on year, from Rs 2,024 cr to Rs 2,131 cr.

+5.3%Rs 2,024 crRs 2,131 cr
Needs watching
Nothing in the filings stands out either way.
Every figure here is computed from the company’s own filings. Wording of 1 of these 1 lines was drafted by a language model, which is given the figures and may not introduce another — any sentence containing a number that did not come from the filings is discarded before it reaches this page.

How it has performed

price return over each window, measured against zero
-0.3%1W-3.3%1M+12.8%3M-27.7%6M-7.8%1Y

What the scans say today

0 of 47 matched on 2026-08-21
IDBI matches none of the 47 scans today.
Not matched by any of the 47 scans on 2026-08-21. Most stocks match nothing on most days — that is what makes a match worth looking at.

Valuation against its own history

500 sessions since 2024-09-06
median 12×
14×
now 9×
IDBI trades at trailing earnings, below its median of 12× over this window — 21% less expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.

Recent filings

from the exchange, newest first
Credit rating filings were typically +0.58pt vs the market over the next 5 sessions (n=266) · AGM / EGM filings were typically +0.00pt vs the market over the next 5 sessions (n=4,362) · Results filings were typically -0.52pt vs the market over the next 5 sessions (n=7,520)

The business

from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
9.1k8.5k9.3k8.4k9.5k8.6k22.8%23.8%35.0%23.5%20.9%24.7%Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.

Going for it

  • revenue grew 2% against the same quarter a year earlier
  • profit rose 5% year on year
  • net margin widened from 20.9% to 24.7%

Going against it

  • nothing clear in the filed numbers
Quarter-by-quarter numbers, as filed
QuarterRevenueProfit before taxNet profitEPSNet margin
Q1 FY27
2026-06-30 · consolidated
8,6332,8292,1311.9824.7%
Q4 FY26
2026-03-31 · consolidated
9,5182,8161,9871.8720.9%
Q3 FY26
2025-12-31 · consolidated
8,3522,4891,9591.8223.5%
Q2 FY26
2025-09-30 · consolidated
9,2643,7973,2413.0035.0%
Q1 FY26
2025-06-30 · consolidated
8,4992,5572,0241.8823.8%
Q4 FY25
2025-03-31 · consolidated
9,0902,9912,0721.9422.8%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.

Where the price stands

the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average-2.1%
Versus 200-day average-7.1%
Below 52-week high-29.1%
Above 52-week low+33.7%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)31.9
Higher closes in last 52 of 5
Six-month return−27.68%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)1.46%
Volume versus 20-day0.8x
Median daily turnoverRs 25.4 cr

Peers

Financial Services · 116 classified companies
IDBI trades at 9.5× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — cheaper than them, by 45%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.
CompanyMarket cap (Rs cr)P/E1 month1 yearTurnover (Rs cr)
HDFCBANK1,119,59813.8−2.72%−23.03%1,892.2
ICICIBANK1,018,80717.1−1.02%+1.85%1,533.6
SBIN968,01311.3+3.57%+30.45%918.6
BAJFINANCE681,18933.0+5.31%+23.02%738.2
KOTAKBANK400,65319.5+5.07%+3.68%372.3
AXISBANK387,54313.9+1.86%+17.95%718.6
SHRIRAMFIN265,87821.7+10.16%+93.29%425.4
JIOFIN161,11778.0+4.65%−21.73%340.3
CHOLAFIN158,89627.6+8.48%+30.15%252.3
TATACAP153,945+6.91%51.2
UNIONBANK140,0396.9+8.94%+43.70%181.3
IDBI88,4289.5−3.32%−7.79%25.4
largest twelve by market capitalisation. Market cap and P/E need filed financials, so blanks are companies whose filings have not been read yet