The evidence leans constructive4 supporting, 2 against, 1 worth knowing
Supporting
matches near a 52-week low, which has beaten the market by +0.45 points over 20 sessions across 47,393 past signals
2 of the scans it matches have a positive measured record
net margin has widened from 11.9% to 12.4% across four quarters
priced at 6× earnings against an industry median of 17× — 64% below its peers
Against
trading 10% below its 200-day average
down 12% over twelve months
Worth knowing
revenue grew 3% year on year in the quarter ending 2026-06-30
CENTRALBK sits in Public sector banks — worth checking whether the whole group is moving together or whether this name is doing it alone.
What would change this read: a close back above 35, its 200-day average.
Assembled automatically from the figures on this page — the scans matched, their measured record, the filed financials, the derivatives positioning and the peer comparison. It is not a recommendation, no one has spoken to the company, and every claim above can be checked against a number further down this page.
What is working, what is not
read from the filings, with the figure behind every line
Working1
Net profit +5.4% year on year, Rs 1,260 cr to Rs 1,329 cr.
+5.4%Rs 1,260 crRs 1,329 cr
Needs watching
Nothing in the filings stands out either way.
Every figure here is computed from the company’s own filings. The wording is generated directly from the figures.
How it has performed
price return over each window, measured against zero
What the scans say today
2 of 47 matched on 2026-08-21
CENTRALBK matches 2 of the 47 scans today, across 2 different kinds of evidence.
CENTRALBK trades at 6× trailing earnings, below its median of 8× over this window — 22% less expensive than usual. The band runs from the 5th to the 95th percentile, so single-day spikes do not set the edges.
This window is short by the standards of valuation history — it begins where four quarters of filed earnings first exist. A stock can look cheap against two years and expensive against ten.
Analyst call filings were typically +0.14pt vs the market over the next 5 sessions (n=3,352) · Credit rating filings were typically +0.58pt vs the market over the next 5 sessions (n=266) · Other filing filings were typically -0.08pt vs the market over the next 5 sessions (n=12,093)
The business
from the company’s filed results
Everything below is taken from the company’s own quarterly filing with the exchange — the XBRL document it submitted, not a vendor’s summary of it. Figures in rupees crore.
RevenueNet profit, drawn inside its revenue barNet margin, own scale belowrupees crore, per quarter as filed. Revenue bars start at zero.
Going for it
revenue grew 3% against the same quarter a year earlier
profit rose 5% year on year
net margin widened from 6.8% to 12.4%
Going against it
revenue rose in 1 of the last 4 quarters
Quarter-by-quarter numbers, as filed
Quarter
Revenue
Profit before tax
Net profit
EPS
Net margin
Q1 FY27
2026-06-30 · consolidated
10,714
1,791
1,329
1.46
12.4%
Q4 FY26
2026-03-31 · consolidated
10,859
1,609
739
0.82
6.8%
Q3 FY26
2025-12-31 · consolidated
11,007
1,592
1,265
1.40
11.5%
Q2 FY26
2025-09-30 · consolidated
10,284
1,479
1,220
1.36
11.9%
Q1 FY26
2025-06-30 · consolidated
10,410
1,878
1,260
1.42
12.1%
Q4 FY25
2025-03-31 · consolidated
10,476
1,171
1,042
1.27
9.9%
Quarterly filings are unaudited unless stated. Consolidated figures are used where the company files both. A single quarter is a noisy thing — the trend across the column is worth more than the top row.
Where the price stands
the same figures every scan on this site is computed from
Trend
Distance from the averages traders watch. Above all of them is a bull phase; below the 200-day is the line most investors use to say otherwise.
Versus 50-day average-1.8%
Versus 200-day average-10.4%
Below 52-week high-22.6%
Above 52-week low+5.6%
Momentum
How hard it has been pushed lately. Above 70 on RSI is stretched, below 30 is washed out — neither is a signal on its own.
RSI (14)46.2
Higher closes in last 52 of 5
Six-month return−22.63%
Risk and liquidity
What a position costs to hold and to exit. Position sizing starts with the daily swing, not with conviction.
Typical daily swing (ATR)1.13%
Volume versus 20-day1.0x
Median daily turnoverRs 14.8 cr
Peers
Financial Services · 116 classified companies
CENTRALBK trades at 6.2× trailing earnings against an industry median of 17.2× across 98 other classified companies in its industry — cheaper than them, by 64%. A multiple is a statement about expectations, not about quality: cheap usually means the market expects less, and it is often right.